Government healthcare schemes are available in India to make lifesaving pediatric surgery and newborn surgery more affordable for every Indian.
If you are a citizen of India and your child has been diagnosed with a congenital birth defect like hernia, hydrocele, undescended testis, hypospadias, circumcision, or other condition which may require your child to undergo surgery, you may be eligible for financial assistance from government of India.
In this blog post, we will discuss about various government healthcare schemes available in Pune for child surgeries. The article is written by 4x gold medalist child surgeon in Pune, Dr. Apoorva Makan, with 12+ years of rich experience performing routine and complex pediatric surgeries in and around Pune.
So, let us get started with a quick introduction on why you should think of availing government healthcare scheme for your child surgery.
Disclaimer
- This blog is for general information and patient awareness only.
- Government healthcare schemes, eligibility, benefits, and coverage may change over time.
- Please refer to the official government website links provided in this blog for the latest and most accurate information.
- The purpose of this article is to bring together major government healthcare schemes for pediatric surgery and newborn surgery in one place for parents’ convenience.
- If you think any information requires any correction, please contact us.
Best Government Health Schemes in Pune for Child Surgeries
The Government of Maharashtra and Government of India both offer several healthcare schemes, which will help you to significantly reduce the cost of your child surgery.
These public health care schemes are available for both boy and girl child. These government health schemes cover up various expenses that comes during the surgery of your child.
However, you need to understand that, the benefits of these schemes will vary based on your eligibility.
The major top 10 schemes provided by Government of Maharashtra and Government of India for pediatric surgery are as below –
- Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY)
- Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
- Janani Shishu Suraksha Karyakram (JSSK)
- Rashtriya Bal Swasthya Karyakram (RBSK)
- Central Government Health Scheme (CGHS)
- Maharashtra Police Kutumba Arogya Yojana (MPKAY)
- Employees’ State Insurance Corporation (ESIC) Health Benefits
- Ex-Servicemen Contributory Health Scheme (ECHS)
- National Health Mission (NHM) Child Health Programs
- Government Charitable Hospital Assistance Schemes
Apart from these, the Pune Municipal Corporation & Pimpri Chinchwad Municipal Corporation provides various health care schemes to Pune residents.
- PMC Urban Poor Health Scheme
- PCMC Dhanwantari Yojana
However, It is important for parents to always verify their eligibility for a particular scheme using the official sources, and also connect with empaneled hospital before they plan the treatment.
Below infographics showcases various Government healthcare schemes for pediatric surgery financial assistance in Pune, Maharashtra, India.
Let’s now discuss some of these important Government healthcare schemes that may be useful for your child surgery in Pune or Pimpri Chinchwad.
Late. Ajitdada Pawar Urban Poor Health Scheme (शहरी गरीब योजना) in Pune
The Pune Municipal Corporation’s PMC Urban Poor Health Scheme (now renamed to Late. Deputy Chief Minister of Maharashtra, Shri. Ajitdada Pawar) is one of the nice initiative which is useful to support economically weaker families to reduce the financial burden of availing a medical treatment, including child surgery.
The PMC’s Urban Poor Health Scheme provide financial assistance which includes hospitalization and selected treatment at approved healthcare facilities in various locations in Pune.
If you are eligible, you can receive the support based on rules of the scheme, income criteria, by providing the required document.
If your child require a pediatric surgery in Pune, then this scheme will help you bear some of the treatment expense for surgeries such as hernia, hydrocele, undescended testis, congenital anomaly correction, and many other pediatric surgical conditions.
Dr. Apoorva Makan is four times gold medalist pediatric and neonatal surgeon in Pune who is aware of PMC Urban Poor Health Scheme.
She will help to understand the scheme detail with required documentation to provide expert surgical care for newborn, infant, and children. Below are various details of PMC’s Urban Poor Health Scheme.
Eligibility Requirements
Below are some of the eligibility requirements to avail PMCs Shahari Garib Yojana. Please note, below is summarized set of requirements. For accurate & up to date eligibility requirements, please visit official website of Urban Poor Health Scheme.
- Resident of Pune Municipal Corporation (PMC) Area
- Applicant family should be residing within the Pune Municipal Corporation limits.
- Applicable for Economically Weaker Families
- The scheme is mainly for families living in slum areas or belonging to economically weaker sections.
- Income Limit
- Family annual income should be up to ₹1.60 lakh.
- Income certificate issued by the Tahsildar, Pune is required.
- Ration Card Requirement
- Families should have an eligible Yellow Ration Card (Below Poverty Line category) or other accepted proof of economic status.
- Family Members Covered
- The scheme covers registered family members including:
- Husband
- Wife
- Parents (Mother & Father)
- First two children below 25 years of age
- Third child may be included if born before 1 January 2005
- Married children are not considered eligible under the family membership.
- The scheme covers registered family members including:
High Level Steps to Avail PMC's Urban Poor Health Scheme (As of 7th Aug 2026)
As a resident of Pune, you can apply to PMCs Urban Poor Health Scheme online, submit required documents, receive verification, and obtain approval from the PMC Urban Poor Health Department.
Please note, these steps may get updated by Pune Municipal Corporation time to time. It is advised to follow the guidelines, rules mentioned on Pune Municipality’s Official page about Urban Poor Health Scheme.
- Online Registration
- Visit the PMC Urban Poor Scheme portal and create an account.
- Existing users can directly login and proceed with the application.
- Accept Scheme Guidelines
- Read and accept the terms and conditions to continue.
- Fill Application Form
- Enter applicant, family member, income certificate holder, spouse, children, and parent details as required.
- Upload Required Documents
- Upload clear copies of:
- Income Certificate
- Aadhaar Card
- Ration Card
- Family Photograph
- Other required documents
- Upload clear copies of:
- Submit Application & Pay Fees
- Review details, submit the form, and complete online payment through UPI, debit card, or credit card.
- Download Application Receipt
- Save the receipt containing application details and uploaded document information.
- PMC Document Verification
- Visit the PMC Urban Poor Health Office with original documents and receipt for verification.
- Approval & SGY Card Issuance
- PMC officials verify eligibility and documents.
- After approval, the beneficiary receives SGY card details to access eligible healthcare benefits.
PCMC Dhanwantari Gold Yojana - By Pimpri Chinchwad Municipal Corporation
Dhanwantari Gold Yojana is a healthcare assistance scheme by the Pimpri Chinchwad Municipal Corporation (PCMC) designed to provide medical support to eligible residents of the PCMC area.
The scheme aims to reduce the financial burden of healthcare expenses by providing benefits for hospitalization and treatment through approved healthcare facilities, as per PCMC guidelines.
If you are looking for pediatric surgery in Pune or PCMC and newborn surgery, this scheme can provide valuable assistance for eligible children requiring procedures such as hernia surgery, hydrocele surgery, undescended testis surgery, hypospadias repair, and other pediatric surgery services by private pediatric surgery hospitals, subject to scheme coverage.
Eligibility Requirements
To avail benefits under the PCMC Dhanwantari Gold Yojana, applicants generally need to meet the following eligibility requirements. These requirements may change time to time. For up to date list of eligibility requirements of this Government healthcare scheme for child surgery, please visit PCMC Dhanwantari Gold Yojana official website.
- PCMC Resident
- Applicant should be a resident within the Pimpri Chinchwad Municipal Corporation (PCMC) area.
- Valid PCMC Residency Proof
- Applicant must provide accepted proof of residence as per PCMC guidelines.
- Eligible Family Members
- Benefits are available for registered family members as defined under the scheme rules.
- Required Documents
- Aadhaar Card
- Residence proof
- Ration card (if applicable)
- Income-related documents (if required)
- Other documents requested by PCMC
- Scheme Registration
- Family should complete the required registration process and obtain scheme membership/card details.
- Treatment at Approved Hospitals
- Medical treatment or surgery should be performed at hospitals approved under the PCMC Dhanwantari Gold Yojana.
- Covered Medical Conditions
- Benefits are available only for treatments and procedures included under the scheme guidelines.
High Level Steps to PCMC Dhanwantari Gold Yojana (As of 7th Aug 2026)
As a resident of Pune, you can apply to PMCs Urban Poor Health Scheme online, submit required documents, receive verification, and obtain approval from the PMC Urban Poor Health Department.
Please note, these steps may get updated by Pune Municipal Corporation time to time. It is advised to follow the guidelines, rules mentioned on Pune Municipality’s Official page about Urban Poor Health Scheme.
- Check Eligibility
- Confirm that you are eligible for the scheme as per PCMC guidelines and beneficiary criteria.
- Collect Required Documents
- Keep necessary documents ready, such as identity proof, residence proof, beneficiary details, and other documents required by PCMC.
- Register Under the Scheme
- Complete the required registration process and obtain scheme membership/beneficiary details.
- Select an Empanelled Hospital
- Check the list of hospitals included under the PCMC Dhanwantari Gold Yojana and choose an approved healthcare facility.
- Submit Treatment & Medical Documents
- Provide required medical reports, diagnosis details, and treatment recommendations for approval or reimbursement as applicable.
- Get Scheme Approval
- The concerned authority reviews the request and provides approval according to scheme rules.
- Receive Treatment & Claim Benefits
- Avail treatment at the approved hospital and complete required documentation for cashless benefit or reimbursement as applicable.
Other Government Healthcare Schemes for Pediatric Surgery for Punekars
Apart from above, Pune specific healthcare schemes, the Government of India and the Government of Maharashtra have introduced several healthcare schemes to make medical treatment more affordable for eligible families.
These schemes can help families manage the financial burden associated with hospitalization, investigations, medicines, and selected surgical procedures for children.
Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY)
Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) is a Maharashtra Government health insurance scheme that provides cashless medical treatment to eligible families through empanelled hospitals.
The scheme covers various hospitalization-based treatments, surgeries, and therapies across multiple specialties, including pediatric surgery and genitourinary procedures.
For families in Pune, MJPJAY can help reduce the financial burden of child surgeries such as hernia surgery, hydrocele surgery, undescended testis surgery, hypospadias repair, congenital anomaly correction, and other pediatric surgical procedures, depending on eligibility and package availability.
For more information about eligibility requirements, visit official website of Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY).
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a Central Government health assurance scheme that provides financial protection for eligible families requiring hospitalization and advanced medical care.
It offers cashless treatment benefits at empanelled hospitals for secondary and tertiary healthcare procedures.
Families in Pune who qualify under the scheme can access support for various medical and surgical treatments, including eligible pediatric surgeries and newborn surgical care.
For more information about eligibility requirements, visit official website of Ayushman Bharat Yojana.
Janani Shishu Suraksha Karyakram (JSSK)
Janani Shishu Suraksha Karyakram (JSSK) is a Government of India initiative focused on providing free and accessible healthcare services to pregnant women and sick newborn babies.
The scheme aims to reduce out-of-pocket expenses by supporting services such as free delivery, medicines, diagnostics, transportation, and treatment support for newborns requiring medical care.
Parents of newborn babies in Pune requiring specialized neonatal care can enquire about JSSK benefits through government healthcare facilities.
For more information about eligibility requirements, visit official website of Janani Shishu Suraksha Karyakram.
Central Government Health Scheme (CGHS)
Central Government Health Scheme (CGHS) provides healthcare benefits to eligible central government employees, pensioners, and their dependent family members.
The scheme offers access to medical consultation, investigations, hospitalization, and treatment through CGHS wellness centres and empanelled hospitals.
Eligible families residing in Pune can use CGHS benefits for their children’s medical and surgical needs, including pediatric procedures covered under CGHS guidelines.
For more information about eligibility requirements, visit official website of Central Government Health Scheme.
Benefits of availing Government Health Schemes in Pune for Pediatric Surgery
The cost of pediatric surgery in Pune or a newborn surgery can be a major problem for many families.
This is because a child may require hospitalization, NICU care, advanced laboratory tests, and involves complex surgical procedure to be done by expert pediatric surgeons.
This is where government healthcare schemes like Ayushman Bharat Yojana, CGSS, PCMC Dhanvantari Yojana, will help you to reduce the financial burden of availing quality medical treatment in Pune.
With the help of this scheme, parents can ensure that financial limitations do not delay necessary treatment for their child.
Dr. Apoorva Makan is a trusted Pediatric surgeon in Pune & PCMC who regularly encourage parents to stay informed about available healthcare benefit.
During the pediatric surgery consultation, she help parents provide guidance about documentation, hospital coordination, and treatment planning while availing this government scheme.
Below are various benefits of using this government scheme for your child surgery in Pune.
Reduces Pediatric Surgery Cost
Government healthcare schemes can significantly reduce the out-of-pocket expenses for eligible families by providing financial assistance or cashless treatment benefits for covered procedures.
Helps Access Advanced Surgical Care
Eligible children can receive treatment at approved hospitals with experienced surgeons, modern facilities, NICU support, and pediatric surgical services.
Prevents Delay in Necessary Treatment
Financial concerns can sometimes delay surgery. Government schemes help families proceed with timely treatment for conditions such as hernia, hydrocele, undescended testis, hypospadias, and congenital abnormalities.
Supports Newborn & Neonatal Surgeries
Many healthcare programs provide support for eligible newborns requiring specialized procedures for congenital conditions, intestinal problems, and other neonatal surgical emergencies.
Covers Hospitalization-Related Expenses
Depending on the scheme and eligibility, benefits may include hospitalization, surgery packages, investigations, medicines, and post-operative care support.
Provides Support for Complex Pediatric Surgeries
Families may receive financial assistance for major surgeries requiring advanced expertise, prolonged hospital stays, or intensive care support.
- Makes Quality Healthcare More Accessible
Government schemes help bridge the gap between financial limitations and access to specialized pediatric surgical care. Provides Financial Peace of Mind for Parents
Knowing available healthcare support options allows parents to focus on their child’s recovery instead of worrying only about treatment expenses.
Makan Hospital, Old Sangvi - Hospital in Pune for Government Health Schemes
Makan Hospital, Pune was founded by Dr. Pradeep Makan, a senior surgeon with 30+ years of experience in Pune.
Today, the hospital is also one of the main hospitals where Dr. Apoorva Makan, a 4-Times Gold Medalist Pediatric & Neonatal Surgeon, treats newborns, infants, and children with surgical conditions.
The hospital helps eligible families understand and apply for government healthcare schemes such as MJPJAY, Ayushman Bharat PM-JAY, PMC Urban Poor Health Scheme, PCMC Dhanwantari Gold Yojana, and other applicable schemes.
The team guides parents with eligibility, required documents, and the treatment process whenever possible.
If your child needs pediatric surgery or newborn surgery in Pune, Makan Hospital aims to make quality treatment more affordable by helping families use the government healthcare benefits available to them.
Conclusion
Government health care schemes can make your child surgery much more affordable. These schemes are available for every Indian meaning both public & private sector employees. However, the eligibility criteria, benefit, covered surgeries and hospital are different for every scheme.
So it is important for you to understand which scheme is applicable for your family. Even if you are not sure whether you are able to qualify or not, it is always worth checking.
Parents miss out on valuable healthcare benefits simply because they are not aware of available scheme.
If your child require pediatric surgery or a newborn surgery in Pune, consult Dr. Apoorva Makan, a 4x gold medalist pediatric surgeon, pediatric urologist, neonatal surgeon in Pune, for complete guidance.
Dr. Apoorva Makan - Best Pediatric Surgeon in Pune
Dr. Apoorva Makan, is a 4 times gold medalist pediatric and neonatal surgeon in Pune. She provides surgeries for newborn, infant, children, and adolescents in and around Pune area.
She is an expert surgeon for Pediatric urology, Pediatric Thoracic surgery, Pediatric GI surgery, Pediatric Laparoscopy surgeries in Pune.
Dr. Apoorva Makan is a MBBS, MS (General Surgery), MCh (Pediatric Surgery) practices at Makan Hospital, located near Aundh, Pimple Saudagar, Old Sangvi area of Pimpri-Chinchwad. It is one of the trusted pediatric surgery hospitals in Pune, where she provide complete support for pediatric surgery planning.
Makan Hospital has a dedicated insurance and TPA desk to help patients with insurance claim and approval.
Dr. Apoorva Makan is experienced in handling claims of government healthcare schemes for pediatric surgeries.
She can guide for various schemes such as Mahatma Phule Jan Arogya Yojana, Ayushman Bharat Yojana, and Pune-specific healthcare schemes like Pune’s Urban, Poor Urban scheme.
Makan Hospital is also a CGHS empanelled hospital in Pune. If you are looking for gold medalist pediatric surgeon in Pune with focus on affordability, high-quality care, and reduced cost of treatment with government help, look no further than Dr. Apoorva Makan.
Government Healthcare Schemes Can Save You Lakhs !
Book appointment with top Pediatric surgeon in Pune, Maharashtra – Dr. Apoorva Makan !
Medically Reviewed
Page Written & Medically Reviewed by:
Dr. Apoorva Makan (MBBS, MS – General Surgery, DrNB – Pediatric Surgery, MCh – Pediatric Surgery)
Page Last Updated on – 7th Aug 2026